Boat Insurance Glossary

Welcome to our Boat Insurance glossary, select a letter to navigate to our list of available definitions;

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Boat Insurance Definitions beginning with - 'T'

Tack

  • To tack is to move from side to side in a zigzag into the wind in order to progress forward.

Tell tales

  • Tell tales are short lengths of cord which are attached to sails. These help highlights wind direction and also highlight airflow thus supporting trimming.

Tender or Dinghy

  • A relatively small boat that is powered by oars, sails or an outboard motor. When carried on the back of larger vessel these are more normally known as tenders.

Third Party Liability Boat Insurance

  • Third-party liability boat insurance is a policy that protects a third party only but not the policy holder vessel. This is typically cheaper and is more often used by policyholders whose own vessel has very little or no monetary value. See third party liability insurance.

Third party only

  • Provides only protection against any legal liability to any Third Party if you were to cause an accident. There is NO cover for All Risks of physical loss of or damage to your own property

Tiller

  • A tiller is used to guide an inland waterways boat. A rod which is connected to the rudder, it is moved left or right to control the direction of the vessel.

Topping Lift

  • This is the chord or rope that provides strength to the boom when a partially hoisted sail is all that is otherwise holding it.

Topsides

  • The surface of a vessels hull that lies above the water-line.

Total Loss

  • Total loss is simply when the vessel has been completely sunk, lost or stolen and has not been recovered.

Trampoline

  • The netted/ meshed square (or oblong) space between the two hulls of the vessel. It is also often a place for the crew to sit, which is often comfortable to rest up and enjoy watching the sea and waves rushing past underneath.

Transit Policy

  • A Boat Insurance policy which is a transit policy is when a client requires insurance for a single journey or for journeys that happen infrequently (i.e. transfer between waterways, into/ through a tidal area or a journey with a specialised requirement).

Transom

  • The flat board surface area at the end of the hull.

Trapeze

  • A basic seat/ sling that is attached to a mast to allow a person to be supported. Using the trapeze as both leverage and support this enables placing feet/ walking along the side of the boat to enable the use of body weight to counteract the lean of the vessel.

Trimaran

  • A trimaran is simply a vessel with triplicate hulls.

True Wind

  • True wind is the blowing wind's force and actual direction. Often when traversing the high seas, due to your own momentum the 'true wind' is never felt.

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NB: These boat insurance terms are provided with best endeavours only. They are can be corrected at any time and do not supercede any definitions provided in our boat insurance policies.

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